As December 31 approaches, millions of Flexible Spending Account (FSA) holders face the strict “use-it-or-lose-it” deadline. Unspent FSA funds typically do not roll over entirely, leaving hard-earned, pre-tax money on the table. Meanwhile, Health Savings Account (HSA) holders often look for impactful wellness investments to optimize their pre-tax savings.
If you are looking beyond standard drugstore kits for clinical-grade health tools, both the Hume Body Pod and the Hume Band 2.0 qualify for HSA and FSA spending.
Click here to visit Hume Health and Use my special partner code: BOREDMOM in the checkout cart and save an Additional 20% off your order! This means more HSA or FSA funds for other things!
Here is how these devices qualify under IRS rules and the exact steps to purchase them using pre-tax funds before the clock runs out.
Why Do Hume Devices Qualify?
Under IRS guidelines (IRC Section 213(d)), smart scales and wearable health monitors are classified as “dual-purpose” medical devices.
While basic gadgets purchased solely for recreation or general fitness do not qualify, tools used to diagnose, mitigate, prevent, or treat specific health conditions do.
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Hume Body Pod / Pod 2.0: Uses full-body bioelectrical impedance analysis (BIA) to monitor segmental muscle mass, visceral fat, body fat percentage, and metabolic trends—biomarkers directly tied to managing cardiovascular risks, obesity, and metabolic health. Learn more about the new Hume Pod 2.0 Here.
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Hume Band 2.0: Continuously tracks cardiovascular recovery, sleep architecture, resting heart rate, and metabolic activity trends linked to long-term health monitoring and disease prevention. Learn more about the Hume Band 2.0 here.
Because they serve a clinical monitoring function, you can purchase either device using pre-tax funds via two straightforward checkout routes.
Method 1: Pay Directly at Checkout (Fastest & Recommended)
Hume Health integrates directly with healthcare payment processors (such as Truemed or Flex) to verify eligibility and process your health account card in real time:
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Click here to visit Hume Health Add Items to Cart: Head to the Hume Health store and add the Hume Band 2.0, Hume Body Pod, or a bundle to your cart. Proceed to checkout.
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Use my special partner code: BOREDMOM in the checkout cart and save an Additional 20% off your order! This means more HSA or FSA funds for other things!
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Select HSA/FSA Payment: On the payment selection screen (often found under guest checkout or Alternative Payment Methods), select “Truemed – Pay with HSA/FSA” or “Flex – Pay with HSA/FSA”.
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Complete the Brief Health Intake: You will be prompted to answer a 1-to-2-minute clinical intake survey. This brief questionnaire evaluates medical intent (such as monitoring cardiovascular recovery, managing weight, or tracking metabolic indicators).
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Enter Your Card: Once approved by the licensed healthcare network, enter your physical HSA or FSA debit card details directly to complete your order.
No manual forms or delayed claims required—the processor manages the documentation in the background.
Method 2: Pay Out-of-Pocket and Submit for Reimbursement
If your benefits card declines at checkout, or if you prefer to use a standard credit card first to rack up travel or cash-back points, you can submit an expense claim manually:
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Check Out Normally: Complete your order on Hume Health using your regular credit or debit card.
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Save the Itemized Invoice: Download and save the official itemized receipt from Hume showing your order date, item names (Hume Band 2.0 / Body Pod), and final dollar amount.
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Obtain a Letter of Medical Necessity (LMN):
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Most FSA plan administrators and HSA compliance auditors require an LMN for dual-purpose smart devices. The letter must document that the tracker or body-composition scale is recommended to monitor, prevent, or treat a specific condition (e.g., metabolic syndrome, hypertension, obesity, or diabetes risk).
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From Your Doctor: Ask your primary care physician or provider to sign an LMN during an annual exam.
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Online Telehealth: Use an independent telehealth qualification provider (such as Truemed or Crates Health) to get a signed, compliant digital LMN issued within 24 hours. *Please check with your physician to confirm you can get a letter from your primary before ordering.
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Submit Claim to Your Portal: Log in to your FSA or HSA benefits administrator portal (e.g., Optum, Wageworks, WEX, HealthEquip), upload your Hume receipt along with the signed LMN, and submit your claim for direct reimbursement.
End-of-Year Checklist for HSA & FSA Shoppers
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Check Your FSA Cutoff Date: While standard plans expire on December 31, some employers offer a 2.5-month grace period (through March 15) or allow a rollover up to the IRS annual limit. Confirm your plan’s exact rules before year-end.
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Keep Receipts Accessible: Keep digital copies of your Hume invoice and LMN stored with your tax documents for at least three years in case of an IRS audit.
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Bundle to Maximize Value: Buying the Pod and Band together allows you to utilize expiring funds in one coordinated purchase while synchronizing your activity, sleep, and body composition data in a single app.
- * Please note this information has been compiled from the Hume website and from HSA FSA information on Gemini. Please check with your physician to confirm you can get a letter from your primary before ordering.
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- I am a Hume Health Partner and avid Hume Health Pod and Band user (for years!). Should you purchase through my link, I will get a small fee that helps support my blog. Cheers to your health!
